The University Record, November 6, 2000

Check Open Enrollment confirmation statements carefully

By Cathy Mellett
Human Resources/Affirmative Action

Open Enrollment for 2001 benefits, which will take effect Jan. 1, is over. Confirmation Statements are being mailed to everyone who is eligible for benefits at the University. Faculty and staff should check their statement carefully to make sure it is correct. The statement will show benefits selections for you and your dependents for 2001. If your Confirmation Statement asks you to provide additional information and return the completed form to the Benefits Office, please do so as soon as possible, making a copy for your personal files.

If you find errors on your Confirmation Statement, or if you decide to change any of your elections for 2001, you may call BEL (Benefits Enrollment Line) during the Adjustment Period, Nov. 6–22, to make changes or corrections. BEL is open 7:30 a.m.–11:30 p.m. every day during the Adjustment Period, including weekends. BEL will close at 4:30 p.m. Nov. 22. From Ann Arbor, call (734) 763-0425; from elsewhere in the United States, call (800) 236-1492 (800 numbers do not work outside the United States).

Final Confirmation Statements

Final Confirmation Statements will be mailed only to faculty and staff who made changes to their benefits during the Adjustment Period. A Final Confirmation Statement will be mailed early in December. Review it closely to make sure it is accurate. If it is not correct, contact the Benefits Office immediately.

Effective date of changes

The effective date of Open Enrollment changes is Jan. 1, 2001.

Free SHPS video explains Reimbursement Accounts

The Benefits Office has a video prepared by SHPS, the new Reimbursement Accounts claims processor, that describes how Health Care and Dependent Care Reimbursement Accounts work. To obtain a free copy of the video, send an e-mail message to benefits.books@umich.edu. Include your name, your campus or home address, and a daytime phone number. A copy of the video also can be picked up at the Central Campus Benefits Office, Room G405, Wolverine Tower Low Rise.

New Life Insurance Options for 2001

The University will offer a new life insurance program to active flexible benefits-eligible faculty and staff members, effective Jan. 1. By splitting the current enhanced life insurance plan into separate benefits, 2001 taxes related to imputed income (deducted from December paychecks) will be eliminated.

  • The new University Life Insurance Plan provides $30,000 of coverage for active faculty and staff members paid for by the University.

  • The Optional Life Insurance Plan provides the same coverage options as the Enhanced Life Insurance Plan currently offers, but you pay the entire cost for the optional coverage with after-tax contributions.

    If you currently are enrolled in the Enhanced plan, you will be automatically enrolled in the University plan and the Optional plan. You do not need to call BEL unless you want to change your Optional coverage. If you currently are enrolled in the life insurance plan, when you make your Open Enrollment call to the Benefits Enrollment Line (BEL), you will not be given an option to enroll in the University plan. Only the Optional plan choices are listed on BEL.

    If you currently are not enrolled in the Enhanced plan, you may apply for the University Life Insurance Plan, or the University and Optional Life Plan via BEL during the Adjustment Period. If you apply, you will need to provide satisfactory evidence of good health before coverage will begin.

    25-year-old dependents reminder

    If you have a dependent who will reach age 25 by Dec. 31, do not remove that dependent from your benefits when you make your Open Enrollment or Adjustment Period call to the Benefits Enrollment Line (BEL). Dependents who reach age 25 are automatically removed at the end of their eligibility and offered COBRA. If they are removed on BEL, they will not receive information on COBRA. COBRA (the Consolidated Omnibus Budget Reconciliation Act of 1985) is a federal law that allows you and/or your dependents to continue certain benefits if you or they become ineligible due to termination or change in appointment status. Benefits that can be continued include health insurance, dental insurance and health care reimbursement account.

    Request benefits plan books by e-mail

    If you are still considering enrolling for 2001 in a different health plan, the legal plan or another plan and need information, you may request individual plan books or brochures via e-mail. Send a message to benefits.books@umich.edu, and include the name or description of the book you wish to receive, plus your name, your campus or home address, and a daytime phone number. Allow five days for delivery of the books. The Benefits Office does not have books for the HMO or Point-of-Service health plans; please call providers’ offices if you have questions.