The University Record, October 2, 2000

What’s New for Open Enrollment 2000

By Cathy Mellett
Human Resources/Affirmative Action

Open Enrollment 2000 is October 9–27. Call the Benefits Enrollment Line (BEL) if you want to enroll or re-enroll in a Reimbursement Account or if you want to make changes in your benefits for 2001. Review your Open Enrollment materials and Personal Worksheets when you receive them, make your decisions and call BEL early. BEL will close at 4:30 p.m. Oct. 27.

Here is what is new for Open Enrollment 2000.

Health plans and dental plan changes

Health Plus of Michigan is not a health plan option for 2001. If you are enrolled in Health Plus of Michigan, you need to choose another plan. If you are enrolled in Health Plus and don’t choose another plan, your coverage will be changed to Comprehensive Major Medical (CMM) for 2001. If you are a retiree enrolled in Health Plus and do not select new coverage, your coverage will be changed to Blue Cross Blue Shield of Michigan/United Major Medical for 2001.

The Care Choices U-M Group Senior Plan will not be available to retirees in 2001 because Care Choices is withdrawing from the Medicare + Choice market. Current participants in the Care Choices U-M Group Senior Plan will need to select an alternate health plan for 2001 during Open Enrollment. Failure to do so will result in automatic enrollment in the Care Choices HMO plan.

There are new rates for the health plans and the dental plan, and they are listed in the Open Enrollment Workbook.

Prescription drug benefit co-pays will increase to $7 for generic drugs and $14 for brand-name drugs for Care Choices HMO, CMM, GradCare, Health Alliance Plan (HAP), M-CARE HMO, M-POS and the M-CARE Senior Plan.

New reimbursement accounts vendor

A new vendor, SHPS Inc., will process 2001 claims for dependent care and health care reimbursement accounts. You will be able to mail or fax your 2001 claims directly to SHPS, and check your 2001 account balance and payment information on their Web site or by phone. Claims forms will be available on SHPS’s Web site, www.shps.net, or through the Benefits Office. If you are enrolled in a reimbursement account for 2000, continue to send your claims to the Benefits Office.

Life Insurance for flexible-benefits-eligible faculty and staff

For 2001, the University will separate the current Enhanced Life Insurance Plan into a University-paid plan that provides $30,000 in coverage for you at no cost to you, and an Optional Life Insurance Plan that offers additional coverage for you that you can purchase. Imputed income taxes related to life insurance plan participation will be eliminated for 2001.

If you are enrolled in the Enhanced Life Insurance Plan for $5,000 or more of coverage on Dec. 31, 2000, you (a) will be enrolled automatically in the University Life Plan on Jan. 1, 2001, and (b) your Optional Life Insurance Plan benefit will be the same as your current Enhanced Life option, that is, $5,000, $50,000, or 1-time, 2-times, 3-times, 4-times, 5-times or 6-times your annual salary.

For example, if you are currently enrolled for $5,000 of coverage, on Jan. 1 you will be enrolled in the University Life Plan for $30,000, at no cost to you, and the Optional Life Plan for $5,000. If you will not be enrolled in Enhanced Life Insurance benefits on Dec. 31, 2000, then enrollment is not automatic; you must sign up for the University Life Plan and the Optional Life Plan, if desired, and complete a health statement. The form will be included with your Confirmation Statement.

Frequency of deductions for biweekly pay periods

Effective Jan. 1, 2001, if you are paid biweekly and you participate in benefits plans, payroll deductions will be taken in 24 equal installments from your first two paychecks of each month. If there are three pay dates in a month, no deductions will be taken from the third paycheck, except that Retirement Plan contributions will be taken from all paychecks. More information is on the Web at www.umich.edu/~hraa/erc/paychange.htm.

Pay schedule change for some P/As

Non-exempt professional/administrative (P/A) staff in classifications P/A 01 through P/A 06 will be paid on a biweekly schedule, effective Jan. 1, 2001.